For Canadians Canadian financial education with cashback Canadian education + cashback
Canadian financial education through Instant Academy. Choose a program, unlock short lessons on budgeting, credit and saving, and receive the promotional cashback included with your program.
Canadian financial education through Instant Academy. Build practical money skills and receive promotional cashback based on the program you choose.
Learn about budgeting, credit, saving and investing through short, practical lessons designed to be easy to understand.
Eligible Instant Financial programs include $250 to $2,500 in promotional cashback, depending on the program you select.
Have a question about your program, membership or account? Our support team is here to help throughout your Instant Financial experience.
Pick a program, unlock Instant Academy, and receive the promotional cashback included with that program.
Compare the eight programs, review cashback and length, then pick the option that fits you.
Unlock Instant Academy for short lessons on budgeting, credit, saving, RRSPs, TFSAs and everyday Canadian money topics.
Complete verification and e-sign your membership agreement. Cashback is then sent by Interac e-Transfer under your program terms.
Subscribe to Instant Academy and receive the promotional cashback included with your program. Sent by Interac e-Transfer after you enroll.
A straightforward place to start.
Build on the financial basics.
Go further with your financial learning.
Our most popular program.
Extended learning with a larger cashback benefit.
More time to build practical financial knowledge.
Extended access for continued financial learning.
Our longest Instant Financial program.
Promotional cashback is subject to program terms. Length and cashback are shown before you enroll. Sent by Interac e-Transfer after verification. See how it works
Short Canadian financial education lessons on budgeting, credit, saving and investing. Unlock Instant Academy when you choose a program.
Choose a programLearn practical ways to organize income and expenses, plan for bills, and create a budget around the way you actually spend money.
Members share what enrollment, Academy and promotional cashback were like in practice.
“The application took five minutes and the cashback was in my account before I’d even finished making dinner. Clear terms, no stress.”
“I was nervous at first, but they showed the program length and cashback before I enrolled. That alone made me trust them.”
“The program details were shown to me before I signed up, exactly as advertised. I knew the length and the cashback with no surprises.”
“Used the Starter program to get going. Straightforward enrollment, and the e-Transfer landed the same day.”
“Started on Silver, moved up to Gold later. The Academy videos actually helped me understand what I was signing up for.”
“Had a question about my e-Transfer over the weekend and support actually answered — got a real response within the hour, not a bot.”
Clear answers on Instant Academy, promotional cashback, payments and your account.
Choose a programInstant Academy + cashback
Pick a Canadian financial education program, unlock Instant Academy, and receive the promotional cashback included with that program — $250 to $2,500, sent by Interac e-Transfer.